Canara Bank has become the preferred bank for fixed deposits because Indians use its services. The 444 Days FD scheme provides customers with safe investment options that generate higher returns. The public sector bank which is authorized by the Government of India provides secure banking services that offer competitive interest rates until 2026.
What is Canara Bank 444 Days FD?
The product provides fixed deposit customers with a special investment period that lasts exactly 444 days. You can select the callable option which provides standard flexibility or the non-callable option which gives you better rates when you invest more than one crore rupees. The scheme is open to everyone, including regular customers, senior citizens, and super senior citizens. Your money stays completely safe with DICGC insurance up to five lakh rupees.
Latest Interest Rates in February 2026
As of February 2026, Canara Bank offers 6.45 percent per year for general citizens on the callable 444 Days FD. Senior citizens above 60 years get 6.95 percent. Super senior citizens above 80 years enjoy an extra benefit which enables them to earn up to 7.55 percent. The bank will start using these rates on January 5, 2026 for all deposits which are below three crore rupees. The rates are among the best in public sector banks for this special period.
Easy Way to Open the FD
The process for opening this FD requires no effort because it provides open access to customers. The Canara Bank mobile application and internet banking system will allow you to complete your application from your home. You need to log in and choose the 444 Days option before you can transfer funds from your savings account. The minimum amount needed is only twenty-five thousand rupees. You can visit any Canara Bank branch to complete your transaction which requires your Aadhaar and PAN card and your first deposit. The system will provide you with immediate confirmation and a deposit certificate.
Extra Benefits You Will Love
The maximum loan amount which you can obtain equals 90 percent of your deposited funds whenever you require emergency money. You have the option to choose between three different payment schedules which allow you to pay interest on your loan either every month or every quarter or when your loan term ends. The nomination facility enables your family members to receive the funds without any difficulty. The scheme provides automatic renewal for 444-day periods which extend beyond the first term.
Final Thoughts
The Canara Bank 444 Days FD 2026 stands out as an excellent choice for anyone who wants higher returns than regular savings without taking any market risk. The solution offers competitive rates which reach 7.55 percent for super seniors together with total security and simple online account creation which makes it suitable for short-to-medium term financial needs like weddings and educational expenses and emergency funds. You should transfer your idle funds from your low-interest savings account to this special FD today. You can find your exact returns and begin earning additional savings by visiting the official Canara Bank website or app.